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Fun Facts
The insurance industry is a vital part of the global economy, with worldwide premiums surpassing
$5 trillion annually. The word “insurance” originates from the French term “assurer,” meaning “to make
sure,” reflecting the industry’s role in providing financial protection against unforeseen risks. The
first insurance company in the United States was established in 1752 by Benjamin Franklin, offering fire
insurance to help property owners recover from losses. Today, the insurance industry encompasses a broad
range of coverage options, including life, health, auto, home, and business insurance. It employs
millions of professionals, including actuaries, underwriters, and claims adjusters, who help individuals
and businesses mitigate risk and protect their financial well-being. The industry continues to evolve,
incorporating advanced technologies like artificial intelligence and data analytics to improve customer
service and risk assessment.